Protect Your Farm
From the Unexpected

We can’t predict the elements, but we can protect you from the unexpected. Whether you own or operate a commercial or hobby, dairy, grain, livestock, vineyard or produce farm, we understand that every farm is different from the next, each with its own insurance requirements. We offer customized farm insurance packages to suit every bit of your farm.

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Farm Insurance

Our company partners that specialize in farming have seen it all over the past 118 years working with farmers on farms of all shapes and sizes. They have the grassroots knowledge and understanding of agri-business, a love of fresh air and aren’t afraid to get dirty.


Expertise you can count on

Palladium Insurance wishes to share our insurance expertise and hands-on personal service with you. Insuring your farm against the unexpected is a top priority because if the time comes when you need to make a claim, Palladium Insurance will be there to help out and get you back into your daily run.


We offer essential farm insurance coverage options which could include:

  • Personal Liability and farm dwellings (including personal property, living expenses and personal effects)
  • Farm liability
  • Barn complexes, outbuildings
  • Livestock & produce
  • Machinery and equipment
  • Business interruption and builders’ risk
  • Harvested crops, seed, commercial feeds, herbicides, pesticides and fertilizers
  • Liability for others’ onsite livestock
  • Pollution liability
  • Livestock mortality and diseases

We offer the right tools for:

  • Farm succession planning
  • Family farm tax considerations
  • Income protection for the farm and the farmer

Our qualified advisors make sure your plan is properly structured for both the short and long term and takes advantage of every tax break available for you.

We have the right coverage for your farm: Cash crops, Dairy, Beef, Hog, Poultry, Equestrian including boarding, Gaming meats, and Custom Farming.

Cyber Liability Insurance for Farmers

“The average cost of a data breach for small and medium sized businesses is now $158,000…” – Kaspersky

Most modern farms use electronic record keeping. With the convenience of electronic data, however, comes the threat of files being hacked, stolen, or even held for ransom.

As part of a comprehensive data management program, FarmAssure’s cyber liability components help you navigate cyber security situations.

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Our coverage can help recover the costs of:

  • Crisis management
  • Mandatory breach notification services
  • Forensic computer services
  • Public relations
  • Cyber extortion
  • Data restoration
  • Legal defense
  • PCI fines and judgements
  • Business interruption

Don’t assume you can’t be a target because you have a smaller business – hackers will target any system they think they can breach.

Ask our FarmAssure specialists for advice on the right level of coverage for your practice.

Employee Group Benefits

Good employees are a major asset to your business. Benefits like health and dental coverage can help you retain the employees that help your business thrive.

FarmAssure coverage suites can optionally include employee benefits programs that combine the savings of bulk group rates with the flexibility to customize your plan.

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The FarmAssure Advantage

Your benefits plan can be as comprehensive as you and your employees require. Choose from favourites like pharmaceutical coverage, vision care, dental, massage, chiropractic, and even travel insurance.

With FarmAssure, you get the best of both worlds:

  1. Cost savings. The purchasing power of hundreds of companies combines to secure much lower rates.
  2. Flexibility. Even though your plan is part of a larger group, you’re not stuck with options you don’t need. Expand your coverage or opt out of types to save even more.

This creates a win for your employees, and a win for your practice.

Corporate Life Insurance

Whether you’re a startup or well-established business, life insurance is a versatile tool that can help you achieve your business goals and protect your hard work.

Life insurance can help protect your company, your family, your partners and key employees in the event of an unexpected death.

It can also help you get more from your company’s assets and reach your long-term financial goals. By putting your money in a permanent life insurance policy instead of corporate investments, which are generally in a higher tax bracket, less money could be lost to taxes. It means you could have more funds to spend while you’re alive, and your estate or shareholders could receive more when you die.

Some risks require short term solutions, while others are of a more permanent nature. Having the right solution for the specific problem is where we come in. We will work with you, and your team to uncover both the current issues, as well any areas that may cause problems in the future.

Our team of experts will work with you in all areas of risk, then build a comprehensive program to take the risks from you, and put them on the insurance carriers…where they belong.

Critical Life Insurance

Advances in medicine mean more people survive illnesses like cancer, heart attack and stroke than ever before, but recovery may come with a significant financial cost that can throw your business off course.

Critical illness insurance can provide you with a lump sum payment to help you recover on your own terms while your business continues to operate.

By having critical illness insurance, you don’t have the added stress of weighing what’s best for your business versus what’s best for your recovery.
Critical illness insurance can be used to help support the costs of your recovery so you can maintain your commitment to your business and your future.

Disability Insurance for your employees

While a disability can often be visible to the naked eye, not all disabilities are so easily recognized. Whether it’s chronic pain or a mental health issue, a disability can come in various forms.

Being sick costs money, especially when you have a business to run. Disability insurance can help you mitigate this risk and can also help you recruit and retain top-level talent.

You and your top people help drive your business’s revenue. Now, imagine you or a member of your leadership team lost their ability to work—what would you do?

Business Owner Succession

You’ve worked your whole life to build and to maintain a profitable business. Now, it’s time to enjoy the fruits of your labour.

You’re making plans to pass your business on to the next generation of owners. Along the way, you’ve bought into various investment vehicles. These may make your earnings vulnerable to high tax rates. Do you know how much you’re paying in taxes from those investments?

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    Farm Insurance

    Palladium Insurance is proud to work alongside farmers from all types of agri-business to manage their risk.
    Let our team of insurance professionals earn your family’s trust.


    FarmAssure is a specialized insurance program designed by Palladium Insurance for farming professionals. Palladium Insurance in an independent insurance brokerage firm offering comprehensive insurance protection across Canada. Let us earn your trust.